PROMOTION: 3.99% mortgage interest rate gauranteed for 1st year. Valid for sales finalized before January 31, 2024. The Seller will pay the amount difference between the buyer's actual interest rate and the PROMOTIONAL 3.99% up to a maximum of $20 000. Buyer's financing must be with seller's financing partner. If the buyer has no financing or decides to use his bank, the amount of discount will be up to a maximum amount of $10 000.